b'Ofu and Yoxo,Unidm NTFifa-Sap cooperativeMeet MUSA membersOfu was also eager to meet us and talk with us about her experiences before and after MUSA. Yoxo and OfuShe told us that for many years she had suffered with bouts of sickness and diarrhoea, as well as During our visit to Togo in November, we weremalaria, but she was unable to afford the cost of lucky enough to meet the 32 members of thetreatment at the health centre.Unidm NTFifa-Sap farming cooperative. Cyril, MUSAs Project Manager, told us that 11 ofInstead, she would buy medicine from traders the members have MUSA and half of them hadon the side of the road, knowing that they already benefited from the medical care. were not always safe or still in date. She felt she had no other affordable option, however, Cyril particularly wanted us to meet Yoxo,the medicine she bought didnt always make because whenever he visits her village, she runsher feel better. out to thank him for everything he has done for her. Yoxo has suffered from malaria moreBefore she joined MUSA, the price for a than once which has made her very ill. She toldconsultation and prescriptions was over 15, us how easy it was to use the membership andwhich was more than she would spend feeding paid only the equivalent of 4 for her treatmenther family for 2 weeks. Ofu would have to with her MUSA card, which included a fullchoose between her health or paying for check-up and her medication. She also receivedfood. Now she can afford the treatment at a information about how to prevent catchingsubsidised cost, and when she visits the health malaria, no one had told her the cause ofcentre she feels well looked after as they treat malaria before, and she thought she had caughther quickly and efficiently. She is so happy Cyril it from the sun. told them about MUSA and tells everyone about her experiences. Before she joined the Health Insurance, she would have paid over 10 for her treatmentThese are just two stories from Unidm NTFifa-meaning that she would delay treatment andSap farming cooperative, but many more become even more unwell.members tell us why they joined and how easy they found it to go for treatment. They advise all their friends to join too!'